Short Term Disability Insurance

Short Term Disability Insurance protects employees if they become disabled and cannot work. If you are injured or sick and can't work, you have no income. Do you have enough money saved up to pay medical bills and living costs for a month or two without any income? Most people don't, and that is why they need short term disability insurance. Short term disability insurance will pay up to 70% of your salary when you aren't able to work. Without this benefit, you would try to go back to work before you were well enough so you don't become in debt or bankrupt. This could cause you to reinjure yourself even worse than before.

If you live paycheck to paycheck, or really need your income to pay for the cost of living, then short term disability insurance is for you. Don't risk being disabled and having no income. Get a short term disability insurance plan to supplement your income if you ever became disabled with an injury or disability. Coverage can last up to a year while you are disabled.